Ready to start?
Start with three figures you already know
The first step is short. You only need the weekly fee, the savings set aside for care, and the money coming in each month.
Care fee planner
See if a private care-home fee may become hard to afford
Enter the weekly fee being charged now, the savings set aside for care, and the money coming in each month. This page shows whether there may be a monthly shortfall, what could happen if the care home raises its fees each year, and roughly when savings could fall near £23,250, which is the current England limit used for council-help planning.
For self-funders and families in England who already know the care-home type and the current weekly fee.
What this page can help you see
- See if the current care-home fee may become hard to afford over time.
- See what could happen if the care home raises its fees each year.
- See roughly when savings could fall near £23,250, which is the current England limit used for council-help planning.
What this estimate will show you
- Whether the money coming in each month covers the fee or whether savings may need to fill the gap.
- How quickly savings could fall if the weekly fee stays at the current level.
- What could change if the care home raises its fees each year.
- Roughly when savings could fall near £23,250, which is the current England limit used for council-help planning.
- A clear note about what this estimate can and cannot tell you.
Scope and limitsEngland only for self-funders. This page does not decide care needs, whether the council or NHS will pay, or replace legal or regulated financial advice.
- England only.
- Self-funders only.
- Residential care home and nursing care home only.
- Optional current FNC estimate for nursing only.
- It does not decide what care is needed.
- It does not decide whether the council or NHS will pay.
- It does not replace legal or regulated financial advice.
Use the council route for needs assessments, financial assessments, and formal support decisions. Use MoneyHelper, NHS guidance, or a regulated specialist adviser for questions this page does not answer.
Need to check the weekly fee too?
Use the quote checker to see if the fee itself looks high
This planner looks at how long savings may last. The quote checker helps you compare the weekly care-home fee with a guide range.